5Years"


 

Equine Care, Custody and Control  Application 

This insurance is essential for the horseman who boards or trains horses or who is responsible for other people's horses while showing or racing them. It pays all sums you are legally obligated to pay for damage to horses in your care, custody or control, that do not belong to you. This coverage does not apply to horses you own or lease, which typically are covered by a mortality policy.

Your policy will cover the injury, theft or death of the horses in your care. Policy limits are available from $5,000 to $200,000 per animal and from $25,000 to $500,000 maximum loss per policy year.

In response to increasing requests for higher limits, please be advised that we can offer the following in addition to our present program:

$500,000/$1,000,000
$800,000/$1,500,000
$1,000,000/$1,500,000
$1,000,000/$2,000,000

In addition to paying for damages to horses, we will defend any suit against you. We will provide funds for you to purchase bail bonds, we will pay interest on judgments and all costs taxed against you in the suit. We will also pay expenses you incur at our request to assist us in your defense, including loss of earnings, up to $100 a day.

Your premium is partly determined by the number of horses in your care, which makes this coverage affordable to both the small and large operation.

Certain exclusions and limitations apply to the Equine Care, Custody and Control policy so please refer to the policy itself for more information. This material is not the policy itself and it is designed only to describe its contents. It is important to discuss all the coverage provided and exclusions contained in the policy with your agent before purchasing any insurance plan.

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